Financial Literacy Aapki Jaankari Aapka Naam * Mobile Number * District * Shamli MuzaffarnagarSECTION A: DEMOGRAPHICS 1. Age 18–24 25–34 35–44 45–55 2. Highest level of education completed No formal education Primary school Middle school High school College or higher 3. Primary occupation Homemaker Agriculture/Farming Dairy Tailoring Small business Daily wage labor Other: 4. Approximate monthly household income Less than ₹5,000 ₹5,000–10,000 ₹10,001–20,000 Above ₹20,000 Prefer not to answer 5. Number of people living in your household 6. Are you currently a member of a Self-Help Group (SHG)? Yes No If yes, for how many years? SECTION B: SAVINGS & FINANCIAL BEHAVIOR 7. Do you personally save money? Regularly Sometimes Rarely Never 8. Where do you usually keep your savings? (Select all that apply.) Bank account SHG savings Cash at home With family or relatives Other: 9. Who usually decides how household money is spent? Me Husband Me and my husband together Another family member 10. Do you maintain a household budget? Always Sometimes Never 11. Have you borrowed money during the past 12 months? Yes No If yes, where did you borrow from? SHG Bank Relative/Friend Moneylender Mobile loan app Other: 12. Before taking a loan, do you compare interest rates? Always Sometimes NeverSECTION C: BANKING ACCESS 13. Do you have your own bank account? Yes No 14. If yes, who usually operates your bank account? I do Husband Son/Daughter Another family member Bank official 15. How often do you visit a bank? Weekly Monthly A few times each year Never 16. Can you do the following without assistance?YesNoDeposit moneyWithdraw moneyUpdate your passbookFill out bank formsSECTION D: DIGITAL FINANCIAL LITERACY 17. Do you own a smartphone? Yes No 18. Have you ever used any of the following?YesNoUPIQR Code PaymentsMobile BankingATM/Debit Card 19. If you do not use digital payments, why? (Select all that apply.) I do not know how to use them. I do not trust them. I do not own a smartphone. I do not have internet access. I am afraid of fraud. My family handles all financial transactions. Other: 20. Have you ever experienced or nearly experienced a financial scam? Yes No If yes, please describe:SECTION E: GOVERNMENT SCHEME AWARENESS 21. Have you heard of the following government schemes?YesNoPradhan Mantri Jan Dhan Yojana (PMJDY)Pradhan Mantri Mudra Yojana (PMMY)Atal Pension Yojana (APY)Pradhan Mantri Suraksha Bima Yojana (PMSBY)Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) 22. Have you ever used any of these government schemes? Yes No If yes, which ones? SECTION F: SHG KNOWLEDGE 23. Does your SHG provide internal loans to members? Yes No I do not know 24. Do you know the interest rate charged on SHG loans? Yes No 25. Do you understand how monthly loan repayments are calculated? Yes Somewhat No 26. How confident are you in maintaining SHG records? Very confident Somewhat confident Neutral Not very confident Not confident at allSECTION G: FINANCIAL KNOWLEDGE 27. If you borrow ₹1,000 at an interest rate of 10% for one year, how much interest will you owe? ₹10 ₹100 ₹200 I do not know 28. Which is generally the safest place to keep your savings? At home In a regulated bank With a relative I do not know 29. Which of the following should never be shared with anyone? One-Time Password (OTP) Your name Your bank account number I do not know 30. What is the primary purpose of a household budget? To keep track of income and expenses To increase borrowing To pay more interest I do not know 31. Before choosing between two loans, what is the most important thing to compare? Total repayment amount and interest rate The color of the loan documents The size of the bank building I do not knowSECTION H: CONFIDENCE 32. Managing household finances Very confident Somewhat confident Neutral Not very confident Not confident at all 33. Using a bank independently Very confident Somewhat confident Neutral Not very confident Not confident at all 34. Using UPI or digital payments Very confident Somewhat confident Neutral Not very confident Not confident at all 35. Understanding loans and interest rates Very confident Somewhat confident Neutral Not very confident Not confident at all 36. Protecting yourself from financial fraud Very confident Somewhat confident Neutral Not very confident Not confident at all 37. Teaching another woman what you know about financial literacy Very confident Somewhat confident Neutral Not very confident Not confident at allSECTION I: NEEDS ASSESSMENT 38. Which financial topics would you most like to learn about? (Select up to three.) Household budgeting Saving money regularly Opening and managing bank accounts UPI and QR code payments Mobile banking Government financial schemes Insurance Pension schemes SHG loans Starting or growing a small business Protecting yourself from scams SHG record keeping Other: 39. What is the biggest financial challenge your family currently faces? 40. What prevents you from learning more about financial services? (Select all that apply.) Lack of time Childcare responsibilities Transportation difficulties Language barriers Lack of confidence Family restrictions No nearby training opportunities Other: 41. Would you be interested in attending future financial literacy workshops? Yes Maybe No 42. Is there any financial topic you would like us to include in future workshops? Submit